Being injured at work is a stressful experience. The financial burden of medical bills, on top of lost wages, is overwhelming for many who are trying to move forward from their accident. That is why workers’ compensation insurance is in place. Injured workers are able to receive financial benefits for a variety of expenses that arise following an on-the-job injury.
There Are Generally 4 Types of Workers’ Comp Benefits:
1. Medical Benefits
These are designed to pay for all of the employee’s medical bills related to the workplace injury. Depending on the situation, you may be able to receive a settlement for hospital visits, doctor visits, and specific treatments and therapies. Furthermore, workers’ compensation will cover prescription medications, rehabilitation, and other related expenses. As you heal, workers’ comp payments can provide relief for your financial situation, letting you recover without having to bear the full cost of medical treatment.
2. Permanent Disability Benefits
These benefits are granted to workers who suffer permanent physical impairments from their on-the-job injuries. If they are unable to work at all, and their doctor determines that they will never be able to work again because of the extent of their injuries, they may be eligible for permanent disability benefits. The exact amount of the compensation you may receive varies, depending on the nature of your injuries and state laws regarding permanent disability benefits.
3. Income Benefits
These benefits are designed to provide financial relief while you are recovering from your workplace injury. Many employees are not able to continue working after an injury, at least temporarily, which results in lost wages. In order to make up for lost wages, you may receive income benefits. In general, you will receive two-thirds of your regular rate of pay for each week. However, there is a limit. You may not receive more than $550 per week in income benefits.
4. Death Benefits
These benefits are available to surviving family members of an employee who died in a work-related accident. The employee’s spouse and minor children (those who are under the age of 18, or those who are between 18 and 22 years old and in college) will be able to receive two-thirds of the employee’s regular rate of pay each week, with a maximum amount of $525 per week. However, for spouses without any minor children, the benefits will be awarded up to $150,000. Death benefits for funeral expenses will also be granted up to $7,500.
Our Atlanta Workers’ Comp Attorneys Are Here to Help – Call (770) 629-9321 Today
The Law Offices of Nathaniel F. Hansford, LLC provides thorough representation for clients who have suffered on-the-job injuries. If you have been injured at work, we can discuss your options for various workers’ comp benefits. Our Atlanta workers’ comp lawyers will gather evidence, help you file the complex legal paperwork, and represent you in workers’ compensation hearings. We will help you as you seek the financial relief you need to recover and move forward with your life.
Contact us today to schedule a free initial consultation.